There is lots of commotion about the loss of economic values to Lenders, homeowners and ultimately to governments. It seems nobody is talking about a loss that is unseen but felt very deeply, personally and at social structure of our existence. A scenario develops likes this: A breadwinner is unemployed or cannot work for what ever reason. He is now mentally down and doubting his abilities. His chances to get proper work, salary and to pay the bills are very weak. He starts asking family members to cut down expenses, the first signs of stress and tension.

At this very point of time comes the foreclosure notice. Now the whole family is worried about the keeping roof over the head, making choices between roof and bread. If spouses are not intimately and psychologically connected, a stress also begins to develop in their marriage. Patience is in short supply. Anger is plenty. Ultimately children begin to feel the pain also. Family goes further down mentally.

If a divorce happens or person goes into deep depression, the mental damage is enormous. When we think of this loss to millions of people, we cannot even begin to evaluate the loss. I have seen people feeling suicidal syndrome or even committing the suicide.

Who is responsible for this? We cannot just blame the person going over board. The managers of our nation’s economy, lenders, brokers, appraisers and society as a whole contributed to this downfall. The accumulated damage to our social structure is enormous. Is any mental stimulus available from President Obama or President Bush or from Investment bankers?